Prohibited Product and Services List
The Prohibited Product and Services List ("Prohibited Product List") describes the acceptable use of the services provided to Twispay’s users and customers by Twispay. Twispay may decline, suspend, or terminate your use of Twispay services or reject to onboard you as a client in accordance with the Prohibited Product List. The Prohibited Product List below outlines several categories of services or products that Twispay will not support. Please review this policy and ensure that your business practices, products and services are compliant with this Prohibited Product List. Please note that Twispay has the right to update and modify this list at any time without prior notice. This list is merely representative, but not exhaustive. In other words, your business practices, products and services may not be approved by Twispay regardless of whether they appear below. By signing up for a Twispay account, you agree that you will not use Twispay 's services to accept payments for sale of any Prohibited Products.
Prohibited Product and Services:
| 5962 | Direct Marketing - Travel Related Arrangements Services |
|---|---|
| N1 | Traders who accept the prepayment in more than one year (any product or service) |
| N10 | Fast loans (excluding financial institutions) |
| N11 | Chain messages (the type of service through which a message is sent to persuade the recipient to make copies of the message and forward them to a larger number of people) |
| N12 | Cash collection institutions |
| N13 | Claims recovery agencies or firms |
| N14 | Credit card/identity protection service |
| N15 | Restore your bank credit score |
| N16 | Refinancing, credit recovery or settlement services |
| N17 | Drugs of any kind |
| N18 | License creation services |
| N19 | Warranty extension companies |
| N2 | Adult products or services including( ex: Bestiality, Infant pornography, Necrophilia, Incest, Violence and violence, B.D.S.M. ) |
| N20 | Fines |
| N21 | Guarantees/Protection against forced execution |
| N22 | Pretenders, riddles/clairvoyants |
| N23 | File Transmission/File Storage/Cloud Storage and other P2P software |
| N24 | Firearms, weapons and/or ammunition of any kind |
| N25 | Government scholarships |
| N26 | DVD/Blu-ray disc decoding tools |
| N27 | Herbs for consumption and herbal incense |
| N28 | Illegal gambling distributed online, by phone or mail |
| N29 | Lifetime subscriptions (any product or service) |
| N3 | Any illegal product / service or providing peripheral support for illegal activities |
| N30 | Medical benefits packages (including discount medical cards) |
| N31 | Marijuana pharmacies (and other related services) |
| N32 | Traders involved in any kind of activity prohibited by card schemes |
| N33 | Traders who adopt cross selling techniques, sharing the cardholder's confidential data with third parties, or receiving the confidential data of the third-party cardholder. |
| N34 | Traders who sell the value-stored cards for transactions made in the absence of the card |
| N35 | Traders who practice any form of deception in marketing practices |
| N36 | Any technology product that infringes intellectual property rights (rewrite chips, etc.) |
| N37 | Changes in Mortgages or Credits, Mortgage Redemption Services |
| N38 | Multi-level Marketing or Pyramid Schemes with the primary goal of recruiting new distributors and not selling products / services. |
| N39 | Credits in advance |
| N40 | Pharmacies, prescription drug retailers or Prescription Discounts. |
| N41 | PC support services, registry cleaning software and bug fixes. |
| N42 | Fac-simile currency |
| N43 | Counterfeit Design Products / Replicas (except furniture) |
| N44 | Substances that simulate the effects of illegal drugs (including herbs for consumption and herbal incense) |
| N45 | Commerce start-ups accepting orders by mail or telephone |
| N46 | Sites that promote hate, racism or religious persecution |
| N47 | Time sharing and / or time sharing promotion services |
| N48 | Win a House |
| N5 | Devices for circumvention of encrypted content (TV, cable, pay-per-view programs) |
| N6 | Anti-virus and cleaning software (except known brands) |
| N7 | Services with automatic activation of a periodic subscription for the following industries ( Nutraceuticals, Pseudo-pharmaceutical, Cosmetics/beauty products , Medical instruments and products) |
| N8 | Business Opportunities or Quick Investment Schemes (including online search/ad optimization) |
| N9 | Money gifts |